21 December 2009

Over 45 Million Americans Without Health Insurance

USA Today


In the first six months of this year, 45.4 million Americans of all ages — or 15.1% of the population — had no health insurance, according to new National Health Interview Survey statistics released Wednesday.

In addition, 58.4 million (19.4%) people of all ages had been uninsured for at least part of the year prior to the interview, and 31.9 million (10.6%) had been uninsured for more than a year at the time of interview, according to a report from the U.S. Centers for Disease Control and Prevention's National Center for Health Statistics.

The findings are from data analyses of almost 32,700 respondents. NHIS data, collected since 1957, is widely used to monitor health trends.

Among the other results from January to June:

— The percentage of children under age 18 without insurance at the time of interview was 8.2%.

— Among adults up to 64 years old, 60.6% of those who were unemployed had been uninsured for at least part of the past year, and 21.8% of those who had jobs had gone without insurance. Also, 32.9% of unemployed adults and 13.3% of employed adults in this age group had been without insurance for more than one year.

— Among those under age 65 with private health insurance, 22.7% were enrolled in a high deductible health plan (HDHP), including 6.4% who were enrolled in a consumer-directed health plan (CDHP).

— Nearly 50% of those with a private plan obtained by means other than through an employer were in a HDHP, and about 20% of those with a private plan were in a family with a flexible spending account (FSA) for medical expenses.


--- Nearly 1.3 Million state residents lacked a Michigan health insurance provider

— At the time of interview, 12.3% of poor children and 11.6% of near-poor children didn't have insurance.

— The percentage of near-poor children who lacked insurance at the time of interview decreased from 15.6% in 2008 to 11.6% in the first six months of 2009.

— At the time of interview, 80.9% of poor children and 57.8% of near-poor children were covered by a public health plan.

— The increase in public coverage for near-poor children increased from 53.4% in 2008 to 57.8% in the first six months of 2009. This was not a significant increase, according to researchers.

— At the time of interview, 8.4% of poor children and 35.1% of near-poor children were covered by private health insurance. Between 2008 and the first six months of 2009, there was no significant change in private coverage for poor, near-poor and not-poor children.

— The percentage of near-poor adults younger than 65 who didn't have insurance at the time of interview increased from 2008 to the first half of 2009.

--- Many Seniors are still in need of Michigan medicare plans

— Lack of health insurance coverage was highest in the South and West.

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